Future Financial Images

From economist John Kenneth Gailbraith:
“The only function of economic forecasting is to make astrology look respectable.”

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First Year Index Annuity S&P 500 Linked Returns
 
Monthly Cap Gain-No Loss     0%                   S&P 500          -40.09%
Annual Point to Point                0%                   DJIA                -36.75%
Trigger Method                        0%                   Russell 2000     -37.82%
Monthly AVG                          0%                   NASDAQ        -38.22%
Fixed Interest               2.5%-4.5%                   1 Yr CD               2.75%
 
Source: Advantage Compendium, Insurance Companies and Bankrate.com  Index sponsors do not endorse index products.       

Your Index Annuities Paid Zero over [...]

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Tim,
“After totaling up all of our investments over the last 32 years. The only retirement money we have that has increased in value are the annuity and insurance plans you recommended over the years.  Thank you.  Wish we would have stuck more in with you.”
Rick & Mary
Rush City, Minnesota

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October 16, 1929
Yale University Professor Irving Fisher declared the “Dow Jones Industrial Average had reached what looks like a permanently high plateau.”
8 days later Dow drops 2%
Black Monday; October 28, 1929 Dow drops 13%
October 29, 1929 Dow drops 12%
Over the next 3 years the Dow drops 89%. 
 July 1932 Dow Jones Industrial Average is at its lowest point.
The [...]

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Don’t look now but rising prices and falling rates are burning your
 candle at both ends.
Consider: If an investment that once threw off $1,000 income each month now generates only $700 — and monthly spending that previously totaled $1,000 a month now tops $1,100 — your  accustomed standard of living is feeling the heat from two [...]

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An estimated 75 million Americans will retire over the next few decades, many of them with larger balances in their retirement accounts and fewer sources of longevity protection to ensure their retirement resources last throughout their lifetime than current retirees. The paper highlights the benefits of lifetime income in helping retirees manage their retirement funds [...]

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With all the bank and market headlines you may be wondering what exactly is a safe place for my money.
FDIC insured accounts are certainly safe, the federal government will do what ever it takes to keep those accounts sound. What needs to be understood and considered is exactly what are the limits and what accounts [...]

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