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Entries from February 2009

The Split Annuity: Current Income Plus Future Savings

July 31st, 2008 · No Comments

Financial planning in retirement usually has two primary goals. Create a steady, dependable stream of income and preserve retirement savings. One idea which may assist in achieving these retirement objectives is the split annuity concept.
What is a split annuity?
An annuity is a contract purchased from an insurance company that can be used to accumulate [...]

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Tags: Articles · Tax


RETIREMENT SECURITY PROJECT RELEASES NEW PROPOSALS TO INCREASE ANNUITIZATION IN 401(K) PLANS WITH AUTOMATIC TRIAL INCOME

July 15th, 2008 · No Comments

An estimated 75 million Americans will retire over the next few decades, many of them with larger balances in their retirement accounts and fewer sources of longevity protection to ensure their retirement resources last throughout their lifetime than current retirees. The paper highlights the benefits of lifetime income in helping retirees manage their retirement funds [...]

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Tags: Clients Talk Back


Money Guarantees. Part I

July 15th, 2008 · No Comments

With all the bank and market headlines you may be wondering what exactly is a safe place for my money.
FDIC insured accounts are certainly safe, the federal government will do what ever it takes to keep those accounts sound. What needs to be understood and considered is exactly what are the limits and what accounts [...]

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Tags: Clients Talk Back