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Annual Returns Ending 31 January, 2009

February 10th, 2009 · No Comments

First Year Index Annuity S&P 500 Linked Returns
 
Monthly Cap Gain-No Loss     0%                   S&P 500          -40.09%
Annual Point to Point                0%                   DJIA                -36.75%
Trigger Method                        0%                   Russell 2000     -37.82%
Monthly AVG                          0%                   NASDAQ        -38.22%
Fixed Interest               2.5%-4.5%                   1 Yr CD               2.75%
 
Source: Advantage Compendium, Insurance Companies and Bankrate.com  Index sponsors do not endorse index products.       

Your Index Annuities Paid Zero over [...]

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Buying-Power Meltdown

December 2nd, 2008 · No Comments

Don’t look now but rising prices and falling rates are burning your
 candle at both ends.
Consider: If an investment that once threw off $1,000 income each month now generates only $700 — and monthly spending that previously totaled $1,000 a month now tops $1,100 — your  accustomed standard of living is feeling the heat from two [...]

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RETIREMENT SECURITY PROJECT RELEASES NEW PROPOSALS TO INCREASE ANNUITIZATION IN 401(K) PLANS WITH AUTOMATIC TRIAL INCOME

July 15th, 2008 · No Comments

An estimated 75 million Americans will retire over the next few decades, many of them with larger balances in their retirement accounts and fewer sources of longevity protection to ensure their retirement resources last throughout their lifetime than current retirees. The paper highlights the benefits of lifetime income in helping retirees manage their retirement funds [...]

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